Finance Score: -3

Governance Score: 1

Support Score: 0

Poor Liquidity: -1
Multiple Deficits: -2

Narrow trustee age band: -2
Dynamic board: +3

No supporters identified

Overall GiG Score: -2

THE NFU MUTUAL CHARITABLE TRUST

The Charity makes donations within its objectives to promote and support in particular the areas of education of the public in relation to agriculture, education of young people in rural areas, relief of poverty in rural areas, promotion of the social welfare in rural communities, promotion of research into agriculture and advancement of the education of the public in relation to insurance.

Analysis by Giving is Great

Positives:

The Board appears to be dynamic in terms of composition

Regulatory & Governance issues to consider:

This charity is not recognised by HMRC for Gift Aid according to its latest published return
This charity only provides its support via other charities
The Board has little diversity in terms of age

Financial issues to consider:

Liquidity appears to have been slender at the latest year end
On several occasions in recent years income has been less than spending

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit £k	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/12/23	£1,013	£1,039	£-27	£0	£218	£109	1.3	0	0
31/12/22	£1,012	£1,054	£-42	£0	£221	£103	1.2	0	0
31/12/21	£1,111	£1,092	£18	£0	£285	£138	1.5	0	0
31/12/20	£963	£1,128	£-164	£0	£228	£78	0.8	0	0
31/12/19	£210	£267	£-57	n/a	n/a	n/a	n/a	n/a	n/a
31/12/18	£310	£231	£79	n/a	n/a	n/a	n/a	n/a	n/a
31/12/17	£323	£284	£39	n/a	n/a	n/a	n/a	n/a	n/a
31/12/16	£258	£292	£-33	n/a	n/a	n/a	n/a	n/a	n/a
31/12/15	£258	£386	£-128	n/a	n/a	n/a	n/a	n/a	n/a
31/12/14	£258	£333	£-75	n/a	n/a	n/a	n/a	n/a	n/a
31/12/13	£258	£261	£-3	n/a	n/a	n/a	n/a	n/a	n/a
31/12/12	£259	£460	£-200	n/a	n/a	n/a	n/a	n/a	n/a
31/12/11	£315	£402	£-87	n/a	n/a	n/a	n/a	n/a	n/a
31/12/10	£508	£290	£218	£12	£478	£245	10.1	0	0
31/12/09	£257	£269	£-12	n/a	n/a	n/a	n/a	n/a	n/a
31/12/08	£264	£175	£89	n/a	n/a	n/a	n/a	n/a	n/a
31/12/07	£240	£245	£-5	n/a	n/a	n/a	n/a	n/a	n/a
31/12/06	£205	£202	£3	n/a	n/a	n/a	n/a	n/a	n/a
31/12/05	£154	£174	£-20	n/a	n/a	n/a	n/a	n/a	n/a
31/12/04	£133	£97	£37	n/a	n/a	n/a	n/a	n/a	n/a

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Financial Ratios

Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Highest pay band: Less than £60,000
Liabilities/Assets: 8%
Liabilities/Income: 2%
Unrestricted Funds/Total Funds: 50%
Reserves/Spending: 1.3 months
Net Current Assets/Spending: 0 months
Quick Ratio: 1.7

Asset Split ?

Balance Sheet History

Established: 26 years

http://www.nfumutual.co.uk/company-informatio

nfu_mutual_charitable_trust@nfumutual.co.uk

01789204211

Charity Commission for England and Wales

Listed activities

General Charitable Purposes

GiG Classification

General Community services

How it operates

Makes grants to organisations

Where it operates

Northern Ireland, Scotland,

Who it helps

Other Charities Or Voluntary Bodies

Who supports them? ?

We have no records of donations from grant makers.

How is it governed?

Trustees (8)

Current Trustees appointed

Gender Split

Based on 7/8 persons

Age Range of Trustees: 57-69

ALED JONES Appointed: 2022, Occupation: Farmer

DR HARRIET CHRISTINE KENNEDY OBE Appointed: 2016, Occupation: Director

DAVID BROWN Appointed: 2022

JAMES CRAWFORD MCLAREN (Chair) Appointed: 2019, Occupation: Farmer

MINETTE BRIDGET BATTERS Appointed: 2018, Occupation: Farmer

MARTIN COLIN KENNEDY Appointed: 2021, Occupation: Farmer

MEURIG DAVID RAYMOND CBE MBE Appointed: 2014

NICHOLAS JAMES TURNER Appointed: 2021, Occupation: Director

Legal constitution

Charitable company registered in England & Wales on 21/12/1998, number: 1073064
Registered at Companies House on 14/08/1998, number: 03618736

Gift Aid

NOT registered with HMRC for Gift Aid

Policies in force

Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Risk management
Trustee conflicts of interest policy and procedures

Filing Record

20 returns made; all on time

Main office

TIDDINGTON ROAD
STRATFORD UPON AVON
WARWICKSHIRE
CV37 7BJ

Objectives

TO PROMOTE, FACILITATE AND SUPPORT SUCH PURPOSES ASSURE EXCLUSIVELY CHARITABLE ACCORDING TO THE LAWS OF ENGLAND AND WALES IN THE AREAS OF AGRICULTURE, RURAL DEVELOPMENT AND INSURANCE IN THE UNITED KINGDOM AND IN PARTICULAR(A) TO ADVANCE THE EDUCATION OF THE PUBLIC BY MEANS OF RESEARCH AND DISSEMINATION OF INFORMATION RELATION TO AGRICULTURE(B) TO ADVANCE THE EDUCATION OF YOUNG PEOPLE IN RURAL AREAS (C) TO RELIEVE POVERTY WITHIN RURAL AREAS(D) TO PROMOTE THE BENEFIT AND SOCIAL WELFARE OF INHABITANTS OF RURAL COMMUNITIES BY ASSOCIATING TOGETHER WITH THE INHABITANTS AND LOCAL AUTHORITIES, VOLUNTARY AND OTHER ORGANIZATIONS TO ADVANCE EDUCATION AND LEISURE-TIME OCCUPATION(E) TO PROMOTE RESEARCH INTO AGRICULTURE AND ASSOCIATED ACTIVITIES (F) TO ADVANCE THE EDUCATION OF THE PUBLIC BY MEANS OF RESEARCH AND DISSEMINATION OF INFORMATION IN RELATION TO INSURANCE PROVIDED THAT THE CHARITY MAY ALSO PROMOTE, FACILITATE AND SUPPORT ANY SUCH OTHER PURPOSES AS ARE EXCLUSIVELY CHARITABLE

Defined Area of Benefit:

UNITED KINGDOM

Data Sources

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