Finance Score: 7
Governance Score: 3
Support Score: 11
  • Low unrestricted reserves: -2
  • Reasonable growth: +1
  • Fundraising costs low: +3
  • Future income +5
  • Good trustee age range: +3
  • Dynamic board: +3
  • All female board: -3
  • Overall weighted support: +11
Overall GiG Score: 21 ?

LUMINARY LIMITED

The relief of women who are in need by reason of their social or economicdisadvantage including homelessness; or who have experienced or are at risk ofexperiencing domestic or other forms of violence, by the provision of education,training and support including developing their capabilities, competencies and skillsto be carried out in accordance with Christian values and principles.
Analysis by Giving is Great

Positives:

  • There has been reasonable growth in spending since inception
  • Fundraising costs are unusually low relative to funds raised
  • A significant proportion of recent income was derived from major grant makers and there are significant future grants due to be received
  • The Board appears to be well diversified in terms of age and dynamic in terms of composition

Regulatory & Governance issues to consider:

  • This charity is not recognised by HMRC for Gift Aid according to its latest published return
  • The Board is completely female
  • Over half the Board have joined recently

Financial issues to consider:

  • Unrestricted reserves appear to be dangerously low at the latest year end
  • There has been a change of accounting period recently, so trends may be hard to determine

Financial Data ?

Income & Spending ?
N.B. data has been adjusted to reflect year end change
Sources of Income ?
Y/E Income
£k
Spending
£k
Surplus/
Deficit £k
Fundraising
Cost £k
Total
Funds £k
Unrestricted
Funds £k
Mths
Rsrvs
Staff Volun-
teers
31/10/23£543£454£89£13£169£7621236
31/10/22£289£435£-147n/an/an/an/an/an/a
31/10/21?£317£341£-24n/an/an/an/an/an/a
31/12/20*£407£273£134n/an/an/an/an/an/a
31/12/19£209£92£117n/an/an/an/an/an/a
Financial Ratios
Fundraising Costs/Relevant Income: 2.4%
Fundraising Costs/Total Spending: 2.8%
Highest pay band: Less than £60,000
Liabilities/Assets: 27%
Liabilities/Income: 12%
Unrestricted Funds/Total Funds: 45%
Reserves/Spending: 2 months
Net Current Assets/Spending: 3 months
Quick Ratio: 3.1
Asset Split ?
Balance Sheet History
Established: 6 years

www.luminarybakery.com

luminarybakery@gmail.com

02076869779

Charity Commission for England and WalesCompanies HouseFacebookInstagramX
UN SDGs
?
Listed activities
  • Disability
  • Education/Training
  • The Prevention Or Relief Of Poverty
GiG Classification
  • Support for victims of domestic or sexual abuse
How it operates
  • Provides advocacy/advice/information
  • Provides services
Where it operates
  • Hackney,
Who it helps
  • Other Defined Groups
  • The General Public/Mankind

Who supports them? ?

Donations from Grant Makers ?

We have details on the following donations. Multi-year donations are allocated to the years for which they are earmarked.

Major supporters in last 5 years
City Bridge Trust£290,250
Mercer's Charitable Foundation£105,000
Comic Relief£100,000
Garfield Weston Foundation£20,000
The Funding Network£15,656
The London Community Foundation£9,980
Charles Hayward Foundation£7,000
Specific Donations
Amount When
Months
To be used for
City Bridge Trust - Grant to Luminary Limited
£236,750 13/05/2024
£236,750 over four years (£55,750, £58,000, £60,250, £62,750) towards Luminary?s employability support programme, as well as associated management costs.
Charles Hayward Foundation - Grant to Luminary Bakery
£7,000 31/08/2023
Luminary training and support programme for disadvantaged women in London
Mercer's Charitable Foundation - Grant to Luminary
£105,000 29/06/2023
Empowering disadvantaged women in London to build a positive future for themselves and their families, and to break the cycle of poverty, violence and disadvantage.
City Bridge Trust - Grant to Luminary Limited
£53,500 14/06/2023
£53,500 over one year towards a 1 FTE Progression Support Worker, as well as associated management and project costs.
London Catalyst - Luminary Limited - 1
£2,000 09/05/2023
Autumn 2023 training programme
Quartet Community Foundation - Grant to Luminary Bakery
£1,000 31/03/2023
As directed by the donor to the work of Luminary. Luminary is an innovative response to supporting women who have had a social and economic disadvantage. It is a social enterprise designed to offer ....more
Garfield Weston Foundation - Main Grants award
£20,000 24/06/2022
Empowering Disadvantaged Women To Thrive
CAF - Grant to Luminary Limited
£5,000 02/06/2020
3
Grant to Luminary Limited to support the organisation through COVID19
The Funding Network - Empowering Disadvantaged Women
£15,656 12/05/2020
Investing in strategic leadership - employing a Programmes Manager to focus on impact monitoring, scaling, supporting frontline staff, and ultimately ensuring Luminary programmes are providing women ....more
The London Community Foundation - Grant to Luminary Bakery
£9,980 01/05/2020
We seek funding to continue and adapt our life-changing vocational training and progression support to be delivered virtually to survivors of gender based violence.
Comic Relief - Luminary Bakery Ltd - investment facility
£100,000 28/04/2020
Luminary Bakery Ltd is looking for a credit facility from Red Shed to support it during a period where the business faces challenges due to Covid-19. The facility will be available for drawdown for a ....more
Comic Relief - Luminary Bakery Ltd
£47,525 24/07/2019
60
Luminary Bakery is looking to expand its successful bakery service which works with vulnerable women and provides them with employment and support. They have identified a new site in London to expand ....more
National Lottery Community Fund - Lumianry Bakery Training Centre
£496,742 18/04/2019
36
The project will offer a bespoke training centre where they can increase their support from 21 women per year to 70.
Show more rows

Data sourced from Donors via 360 Giving

How is it governed?

Trustees (8)
Current Trustees appointed
Gender Split
Based on 7/8 persons

Age Range of Trustees: 29-58
  • ANNA SHEPPARD Appointed: 2019, Occupation: Safeguarding Advisor
  • CLIONA FORDE Appointed: 2023, Occupation: Head Of Human Resources
  • DIANE FEENEY Appointed: 2023, Occupation: Business Owner
  • JACQUELINE MILTON (Chair) Appointed: 2023, Occupation: Company Director
  • KATIE TURNER Appointed: 2024, Occupation: Accountant
  • RACHEL MILLAR Appointed: 2023, Occupation: Civil Servant
  • RAPHAELA THYNNE Appointed: 2023, Occupation: Civil Servant
  • TANDI PILANI Appointed: 2023, Occupation: Programme Coordinator
Legal constitution
  • Charitable company registered in England & Wales on 01/02/2019, number: 1181835
  • Registered at Companies House on 31/10/2018, number: 11651624
Gift Aid
  • NOT registered with HMRC for Gift Aid
Policies in force
  • Bullying and harassment policy and procedures
  • Complaints handling
  • Complaints policy and procedures
  • Conflicting interests
  • Financial reserves policy and procedures
  • Internal charity financial controls policy and procedures
  • Internal risk management policy and procedures
  • Risk management
  • Safeguarding policy and procedures
  • Safeguarding vulnerable beneficiaries
  • Serious incident reporting policy and procedures
  • Trustee conflicts of interest policy and procedures
  • Trustee expenses policy and procedures
  • Volunteer management
Filing Record
5 returns made; AR20: 8 days late,
Main office

71-73 ALLEN ROAD
LONDON
N16 8RY

Objectives

THE RELIEF OF WOMEN WHO ARE IN NEED BY REASON OF THEIR SOCIAL OR ECONOMIC DISADVANTAGE INCLUDING HOMELESSNESS; OR WHO HAVE EXPERIENCED OR AT RISK OF EXPERIENCING DOMESTIC OR OTHER FORMS OF VIOLENCE BY THE PROVISION OF EDUCATION, TRAINING AND SUPPORT INCLUDING DEVELOPING THEIR CAPABILITIES, COMPETENCIES AND SKILLS TO BE CARRIED OUT IN ACCORDANCE WITH CHRISTIAN VALUES AND PRINCIPLES.

Data Sources

Charity Commission for England and Wales
360 Giving

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