Finance Score: 0

Governance Score: 2

Support Score: 3

Liabilities <10%: +3
Excess reserves: -5
Large legacies income: +2

12+ Trustees: -1
Dynamic board: +3

Gov Income
Overall weighted support: +3

Overall GiG Score: 5

THE WHITE ENSIGN ASSOCIATION LIMITED

Naval charity which supports all serving and former members of the Royal Navy, Royal Marines and RFA, including dependants. A non-grant giving organisation, the Association helps personnel in matters including Armed Forces pensions and compensation, civilian employment and personal welfare and administration, giving guidance at an individual level. Delivers an extensive lecture programme.

Analysis by Giving is Great

Positives:

The charity has received income from Government contracts
This charity has a robust balance sheet
This charity has received more than half of its income from legacies in recent years
The Board appears to be dynamic in terms of composition

Regulatory & Governance issues to consider:

There are 16 trustees whereas the Charities Commission recommends a maximum of 12

Financial issues to consider:

This charity has substantial assets and unrestricted reserves of £5,751,944 available, equivalent to 127 months of spending and so may not be able to utilise additional funding

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E	Income £k	Spending £k	Surplus/ Deficit £k	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
31/12/23	£565	£543	£23	£42	£5,752	£5,752	127.2	9	5
31/12/22	£294	£479	£-185	n/a	n/a	n/a	n/a	n/a	n/a
31/12/21	£434	£496	£-62	n/a	n/a	n/a	n/a	n/a	n/a
31/12/20?	£5,425	£717	£4,707	£13	£6,221	£5,441	91	6	0
30/06/19	£501	£702	£-201	£9	£1,457	£677	11.6	6	0
30/06/18	£354	£454	£-100	n/a	n/a	n/a	n/a	n/a	n/a
30/06/17	£683	£593	£90	£11	£1,758	£978	19.8	6	0
30/06/16	£514	£491	£23	£16	£1,667	£887	21.7	0	0
30/06/15	£189	£453	£-264	n/a	n/a	n/a	n/a	n/a	n/a
30/06/14	£244	£399	£-155	n/a	n/a	n/a	n/a	n/a	n/a
30/06/13	£271	£409	£-138	n/a	n/a	n/a	n/a	n/a	n/a
30/06/12	£380	£370	£10	n/a	n/a	n/a	n/a	n/a	n/a
30/06/11	£265	£304	£-39	n/a	n/a	n/a	n/a	n/a	n/a
30/06/10	£344	£302	£42	n/a	n/a	n/a	n/a	n/a	n/a
30/06/09	£355	£326	£29	n/a	n/a	n/a	n/a	n/a	n/a
30/06/08	£611	£458	£154	£40	£1,964	£1,964	51.5	5	0
30/06/07	£161	£315	£-154	n/a	n/a	n/a	n/a	n/a	n/a
30/06/06	£326	£303	£23	n/a	n/a	n/a	n/a	n/a	n/a
30/06/05	£337	£245	£92	n/a	n/a	n/a	n/a	n/a	n/a
30/06/04	£237	£228	£9	n/a	n/a	n/a	n/a	n/a	n/a

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Financial Ratios

Fundraising Costs/Relevant Income: 19.5%
Fundraising Costs/Total Spending: 8.9%
Senior Staff Costs/Total Spending: 33%
Highest pay band: £80,000-£90,000
Liabilities/Assets: 2%
Liabilities/Income: 24%
Unrestricted Funds/Total Funds: 100%
Reserves/Spending: 127.2 months
Net Current Assets/Spending: 2 months
Quick Ratio: 0.9

Asset Split ?

Balance Sheet History

Established: 62 years
(66 years as a company)

www.whiteensign.co.uk

office@whiteensign.co.uk

07384 575598

Charity Commission for England and Wales

Listed activities

Economic/Community Development/Employment
Education/Training
General Charitable Purposes
Other Charitable Purposes

GiG Classification

Other welfare services

How it operates

Other charitable activities
Provides advocacy/advice/information
Provides services

Where it operates

Scotland, Throughout England And Wales,

Who it helps

Other Defined Groups

Who supports them? ?

We have no records of donations from grant makers.

How is it governed?

Trustees (16)

Current Trustees appointed

Age Range of Trustees:

ADMIRAL SIR MARK STANHOPE GCB OBE DL Appointed: 2013

ADMIRAL SIR GEORGE MICHAEL ZAMBELLAS GCB DSC DL Appointed: 2016

ADMIRAL SIR PHILIP ANDREW JONES GCB DL Appointed: 2019

CAPTAIN ADAM PETER GOSLING RNR

CAPTAIN LANCE HENRY LOWE BATCHELOR RNR Appointed: 2014

CAROLINE PHILIPPA HAUGHEY OBE QC Appointed: 2021

COMMODORE INGA JANE KENNEDY CBE QHNS Appointed: 2018

COMMODORE ROBERT WILLIAM DOREY RFA Appointed: 2019

DAVID SMITH Appointed: 2024, Occupation: Royal Navy

EDMUND WITOLD BYERS Appointed: 2014, Occupation: Investment Banker

HELEN DEEBLE CBE Appointed: 2015, Occupation: Company Director

JAMES MICHAEL ROSS SAUNDERS WATSON DL Appointed: 2017, Occupation: Landowner

LIEUTENANT GENERAL EDWARD GRANT MARTIN DAVIS CB CBE Appointed: 2019

LINDA RUTH CAIRNIE Appointed: 2021, Occupation: Company Director

THEOCHARIS PANAYIOTOU THEOCHARI Appointed: 2021, Occupation: Senior Consultant

TOBY ELLISON Appointed: 2024, Occupation: Company Director

Legal constitution

Charitable company registered in England & Wales on 22/09/1962, number: 206787
Registered at Companies House on 24/06/1958, number: 00606887

Gift Aid

Registered with HMRC for Gift Aid

Policies in force

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Engaging external speakers at charity events policy and procedures
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Serious incident reporting policy and procedures
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Filing Record

20 returns made; all on time

Main office

H M S Belfast
Tooley Street
London
SE1 2JH

Objectives

FOR THE GENERAL BENEFIT OF PERSONS WHO ARE SERVING OR WHO HAVE SERVED IN THE NAVAL SERVICES OF THE CROWN. (FOR DETAILS SEE SPECIAL RESOLUTIONS PASSED 11TH MARCH 1959 AND MEMORANDUM OF ASSOCIATION).

Defined Area of Benefit:

NOT DEFINED

Data Sources

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