Finance Score: 0

Governance Score: -3

Support Score: 0

Liabilities <10%: +3
Excess liquidity: -1
Accounts filed more than 5 days late: -3 times
Reasonable growth: +1

All male board: -3

No supporters identified

Overall GiG Score: -3

THE BANNER OF TRUTH TRUST

PUBLISHING CHRISTIAN LITERATURE AND ORGANISING CONFERENCES

Analysis by Giving is Great

Positives:

This charity has a robust balance sheet
There has been reasonable growth in spending over the last 3 years relative to the previous period
There have been no material income shortfalls in recent years

Regulatory & Governance issues to consider:

The Board is completely male

Financial issues to consider:

Liquidity appeared to be considerably in excess of CC guidelines at the latest year end
Accounts have been filed late on 3 occasions over the last 5 years and the current period appears to have been extended

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E		Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff
31/03/23	*	£2,358	£2,511	£-153	£0	£6,864	£4,277	20.4	14
31/03/22	*	£2,655	£2,142	£513	£0	£7,029	£6,961	39	16
31/03/21	*	£2,177	£1,922	£255	£0	£6,504	£6,401	40	12
31/03/20		£1,968	£1,537	£430	£0	£5,942	£5,824	45.5	12
31/03/19		£1,613	£1,578	£35	£0	£5,765	£5,664	43.1	12
31/03/18		£1,622	£1,474	£147	£0	£5,698	£5,575	45.4	12
31/03/17		£1,809	£1,329	£480	£0	£5,635	£5,580	50.4	12
31/03/16		£1,432	£1,065	£367	£0	£4,900	£4,848	54.6	11
31/03/15		£1,276	£977	£299	£23	£4,646	£4,568	56.1	10
31/03/14		£868	£1,124	£-256	£21	£4,247	£4,167	44.5	11
31/03/13		£1,009	£1,082	£-73	£28	£4,435	£4,387	48.7	11
31/03/12		£1,069	£1,079	£-10	£25	£4,336	£4,296	47.8	11
31/03/11		£1,019	£995	£23	£29	£4,370	£4,315	52	10
31/03/10		£1,260	£871	£389	£35	£4,290	£4,231	58.3	11
31/03/09		£1,601	£1,066	£535	£25	£3,662	£3,568	40.2	8
31/03/08		£1,944	£902	£1,042	£20	£3,113	£3,057	40.7	11
31/03/07		£846	£837	£9	£17	£2,071	£2,011	28.8	14
31/03/06		£893	£844	£49	£0	£0	£0	n/a	0
31/03/05	*	£805	£1,058	£-253	£0	£0	£0	n/a	0
31/03/04		£906	£964	£-58	£0	£0	£0	n/a	0

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Financial Ratios

Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Senior Staff Costs/Total Spending: 4%
Highest pay band: £70,000-£80,000
Liabilities/Assets: 6%
Liabilities/Income: 20%
Unrestricted Funds/Total Funds: 62%
Reserves/Spending: 20.4 months
Net Current Assets/Spending: 23 months
Quick Ratio: 4.7

Asset Split ?

Established: 59 years

www.banneroftruth.co.uk

info@banneroftruth.co.uk

01313377310

Charity Commission for England and Wales

Tweets

Listed activities

Religious Activities

GiG Classification

Christian religious associations

How it operates

Makes Grants to Individuals
Makes Grants to Organisations
Other charitable activities

Where it operates

Scotland,

Who it helps

The General Public/Mankind

Who supports them? ?

We have no records of donations from grant makers.

How is it governed?

Trustees (10)

Current Trustees appointed

Gender Split

DAVID CAMPBELL Appointed: 2022, Other trusteeship: BANNER OF TRUTH BUILDING FUND,

DR DAVID WHITLA Appointed: 2023

DR DONALD JOHN MACLEAN Appointed: 2017, Other trusteeships: BANNER OF TRUTH BUILDING FUND, THE EVANGELICAL PRESBYTERIAN CHURCH IN ENGLAND AND WALES, CAMBRIDGE PRESBYTERIAN CHURCH, TYNDALE HOUSE, Westminster Seminary UK,

REVEREND IAIN HAMISH MURRAY, Other trusteeship: BANNER OF TRUTH BUILDING FUND,

ROBERT STRIVENS Appointed: 2015, Other trusteeships: BANNER OF TRUTH BUILDING FUND, REFORMATION TODAY, BRADFORD ON AVON BAPTIST CHURCH, THE GAIUS TRUST,

REV ANDREW YOUNG Appointed: 2022

REV JEFFREY KINGSWOOD (Chair) Appointed: 2015

REV MARK GARDINER JOHNSTON, Other trusteeships: BANNER OF TRUTH BUILDING FUND, LIGONIER MINISTRIES UK,

REV WARREN PEEL Appointed: 2019, Other trusteeship: BANNER OF TRUTH BUILDING FUND,

THOMAS EARL RICHWINE

Legal constitution

Charity registered in England & Wales on 25/02/1965, number: 235652

Gift Aid

Registered with HMRC for Gift Aid

Policies in force

Bullying and harassment policy and procedures
Complaints policy and procedures
Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Internal risk management policy and procedures
Investment
Risk management
Safeguarding policy and procedures
Serious incident reporting policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures

Filing Record

20 returns made; AR23: 126 days late, AR22: 114 days late, AR21: 86 days late, AR05: 1 days late,

Recent reorganisation events:

Asset transfer in from WELWYN BOOKS LIMITED on 09/01/2023

Main office

3 MURRAYFIELD ROAD
EDINBURGH
EH12 6EL

Objectives

THE PROMOTION, ADVANCEMENT AND DISSEMINATION TO ENHANCE THE BETTER KNOWLEDGE AND UNDERSTANDING OF THE DOCTRINES OF THE CHRISTIAN FAITH AND IN PERTICULAR THAT ASPECT OF THE SAID FAITH AS TAUGHT BY THE PROTESTANT REFORMERS AND ENGLISH PURITANS.

Defined Area of Benefit:

ANY PART OF THE WORLD.

Data Sources