Finance Score: -5

Governance Score: 2

Support Score: 5

Liabilities <10%: +3
Excess reserves: -2
Spending falling: -1
Multiple Deficits and declines: -5

Dynamic board: +3
Mainly male board: -1

Grant maker support: +5

Overall GiG Score: 2

THE OFFICERS' ASSOCIATION BENEVOLENT FUND

The Officers' Association Benevolent Fund promotes the welfare of those who have held a commission in HM Armed Services and their dependants by relieving distress through the provision of grants.

Analysis by Giving is Great

Positives:

The charity has received backing from multiple prominent grant makers recently
This charity has a robust balance sheet
The Board appears to be dynamic in terms of composition

Regulatory & Governance issues to consider:

The Board is predominantly male

Financial issues to consider:

This charity has substantial assets and unrestricted reserves of £3,733,000 available, equivalent to 29 months of spending and so may not be able to utilise additional funding
Spending has fallen significantly over the last 5 years relative to the previous period
Income has been volatile and on several occasions in recent years less than spending

Financial Data ?

Income & Spending ?

Sources of Income ?

Y/E		Income £k	Spending £k	Surplus/ Deficit	Fundraising Cost £k	Total Funds £k	Unrestricted Funds £k	Mths Rsrvs	Staff	Volun- teers
30/09/23		£1,322	£1,569	£-247	£0	£6,882	£3,733	28.6	10	59
30/09/22		£1,991	£2,818	£-827	£0	£7,001	£3,991	17	22	61
30/09/21		£2,356	£3,392	£-1,036	£0	£15,587	£12,169	43.1	32	422
30/09/20		£2,647	£3,962	£-1,315	£0	£14,290	£11,606	35.2	32	687
30/09/19		£3,496	£4,324	£-828	£0	£16,704	£13,180	36.6	36	755
30/09/18		£3,491	£4,106	£-615	£0	£17,458	£13,852	40.5	37	0
30/09/17		£3,250	£4,096	£-846	£0	£17,913	£14,346	42	36	0
30/09/16		£3,414	£3,783	£-369	£0	£17,654	£14,296	45.3	28	0
30/09/15		£3,327	£3,477	£-150	£27	£16,472	£13,390	46.2	25	0
30/09/14		£3,038	£3,581	£-543	£43	£16,812	£13,687	45.9	25	0
30/09/13		£3,138	£3,035	£103	£55	£16,700	£13,728	54.3	22	0
30/09/12	*	£4,591	£2,995	£1,596	£168	£15,721	£12,926	51.8	22	0
30/09/11		£3,654	£3,574	£80	£380	£12,228	£9,709	32.6	33	0
30/09/10		£3,023	£3,358	£-335	£203	£12,581	£10,024	35.8	37	0
30/09/09		£3,224	£3,158	£66	£155	£12,392	£9,572	36.4	36	0
30/09/08		£3,420	£3,021	£399	£150	£12,074	£9,368	37.2	35	0
30/09/07		£3,138	£3,153	£-15	£257	£13,591	£10,339	39.3	39	0
30/09/06		£3,006	£2,666	£340	£0	£0	£0	n/a	0	0
30/09/05		£2,596	£2,681	£-85	£0	£0	£0	n/a	0	0
30/09/04		£2,732	£2,801	£-69	£0	£0	£0	n/a	0	0

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Financial Ratios

Fundraising Costs/Relevant Income: 0%
Fundraising Costs/Total Spending: 0%
Senior Staff Costs/Total Spending: 9%
Highest pay band: £110,000-£120,000
Liabilities/Assets: 4%
Liabilities/Income: 19%
Unrestricted Funds/Total Funds: 54%
Reserves/Spending: 28.6 months
Net Current Assets/Spending: 5 months
Quick Ratio: 3

Asset Split ?

Established: 60 years

www.officersassociation.org.uk

info@officersassociation.org.uk

02078084160

Charity Commission for England and Wales

Tweets

Listed activities

Other Charitable Purposes
The Prevention Or Relief Of Poverty

GiG Classification

International poverty relief

How it operates

Makes Grants to Individuals
Other charitable activities
Provides advocacy/advice/information
Provides services

Where it operates

Argentina, Australia, Austria, Azerbaijan, Belize, Canada, Chile, Costa Rica, Cyprus, France, Iceland, Ireland, Isle Of Man, Kenya, Malaysia, Malta, New Zealand, Northern Ireland, Philippines, Slovakia, South Africa, Spain, Sweden, Throughout England And Wales, United States, Zambia, Zimbabwe,

Who it helps

Other Defined Groups

Who supports them? ?

Donations from Grant Makers ?

We have details on the following significant donations. Multi-year donations are allocated to the years for which they are earmarked.

Specific Donations

Amount	When Months	To be used for
Seafarers UK - Grant to The Officers' Association
£39,000	10/11/2023	Funding to provide financial grants and welfare services to Royal Navy/Royal Marine Officer beneficiaries living in the UK, delivered by the Officers' Association casework service.
Seafarers UK - Grant to Officers' Association
£50,000	12/10/2022	Grant funding for costs and for welfare grant payments to Royal Navy Officers and widows and midshipman.
Seafarers UK - Grant to Officers' Association (The)
£60,000	10/06/2021	Grant funding towards short and long term practical support, guidance and financial help and advice for RN ex-officers and their families, in particular widows, including access to residential homes ....more Grant funding towards short and long term practical support, guidance and financial help and advice for RN ex-officers and their families, in particular widows, including access to residential homes for disabled and single persons and working with military & other charities.
Seafarers UK - Grant to Officers' Association (The)
£10,000	02/03/2020	Grant funding to support individual current and former Royal Navy and Royal Marine seafarers in need, particularly midshipmen.
Seafarers UK - Grant to Officers' Association (The)
£10,000	02/03/2020	Grant funding to support current and former Royal Navy and Royal Marine seafarers in need, particularly midshipmen.
Seafarers UK - Grant to Officers' Association (The)
£5,000	19/11/2019	Grant funding to support the work of the Officers' Association - specifically towards those individual current and former Royal Navy and Royal Marine seafarers in need, particularly midshipmen.
Seafarers UK - Grant to Officers' Association (The)
£5,000	19/11/2019	Grant funding to support the work of the Officers' Association - specifically towards those individual current and former Royal Navy and Royal Marine seafarers in need, particularly midshipmen.
Seafarers UK - Grant to Officers' Association (The)
£20,000	04/07/2017	Grant funding to support the work of the Officers' Association - specifically towards those individual current and former Royal Navy and Royal Marine seafarers in need.
Seafarers UK - Grant to Officers' Association (The)
£20,000	04/07/2017	Grant funding to support the work of the Officers' Association - specifically towards those individual current and former Royal Navy and Royal Marine seafarers in need.

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Data sourced from Donors via 360 Giving

How is it governed?

Trustees (6)

Current Trustees appointed

Gender Split

Based on 5/6 persons

AIR VICE-MARSHAL STEVEN CHISNALL CB Appointed: 2015, Other trusteeship: THE VICTORY (SERVICES) ASSOCIATION,

ALEX SPOFFORTH BA FCA (Chair) Appointed: 2013

AIR COMMODORE CATHERINE COTON Appointed: 2018

BRIAN FAIRCLOUGH Appointed: 2023

COMMANDER JOHN LEA RN Appointed: 2016

REAR ADMIRAL MICHAEL BATH Appointed: 2024

Legal constitution

Charity registered in England & Wales on 17/04/1964, number: 201321
Registered at Companies House on 01/01/1970, number: RC000389

Gift Aid

Registered with HMRC for Gift Aid

Policies in force

Bullying and harassment policy and procedures
Complaints handling
Complaints policy and procedures
Conflicting interests
Financial reserves policy and procedures
Internal charity financial controls policy and procedures
Investing charity funds policy and procedures
Investment
Paying staff
Risk management
Safeguarding policy and procedures
Safeguarding vulnerable beneficiaries
Social media policy and procedures
Trustee conflicts of interest policy and procedures
Trustee expenses policy and procedures
Volunteer management

Filing Record

20 returns made; AR12: 78 days late,

Main office

40rty Caversham Road
Reading
Berkshire
RG1 7EB

Objectives

RELIEF OF DISTRESS AMONG EX-OFFICERS OF H.M. FORCES THEIR WIDOWS AND DEPENDANTS, AND TO AID AND ASSIST AND PROMOTE THE INTERESTS OF ALL SUCH PERSONS IN SUCH WAYS AS ARE LEGALLY CHARITABLE AND TO RE-ESTABLISH EX-OFFICERS OF OUR FORCES IN CIVIL LIFE.

Defined Area of Benefit:

NOT DEFINED

Data Sources